Clear guidance. Honest Lending.

Hi, I’m Pearl Cook, a mortgage broker based in San Antonio, Texas, and the person people call when they want honest guidance, clear answers, and a smooth path to homeownership.

I’m a military veteran, a wife, a mom, and someone who has personally bought, sold, and invested in real estate multiple times. I know firsthand how overwhelming the mortgage process can feel, especially when you’re getting conflicting advice or rushed through decisions that impact your family long term. That experience is exactly why I do what I do.

As an independent broker with Edge Home Finance, I’m not tied to one lender or one solution. That means I can focus on what actually makes sense for you, whether that’s a VA loan, first-time homebuyer options, down payment assistance, or a strategy that helps you build wealth over time. My approach is education first. I take the time to explain your options in plain language so you feel confident, not pressured.

I specialize in helping veterans, military families, and Spanish-speaking buyers, and I’m proud to serve clients in multiple states. I also believe strongly in giving back to the community and using my business to create opportunities for others, especially our youth.

If you’re looking for a lender who will treat you like a person, not a transaction, you’re in the right place. I’d be honored to walk with you through one of the biggest purchases of your life.